Now you can have ongoing access to credit in a timely, hassle free and affordable way. With the Moni-Tree Line of Credit you gain easy access to credit without the need to make multiple applications.

This is how it works!!

  1. Pledge your available funds as collateral for the loan

OR

  1. Access ‘Equity’ from your  Motor Vehicle or Real Estate
  2. A Credit Limit will be established for you
  3. Based on your Credit Limit, you will be placed in one of the following categories:

 Gold Members

Credit Limit: Up to 4 times the amount pledged within an excess limit of $200,000.00

Silver Members

Credit Limit: Up to 1 ½ times the amount pledged within an excess limit of $50,000.00 

Bronze Members:

Credit Limit: Up to 95% of the amount pledged

  1. As a Silver or Bronze member you can graduate up to a higher category once all the requirements are met
  2. Once your loan is approved, you can access the funds using your Access Plus ATM Card or by making a withdrawal at any of our branches.
  3. Repay your loan by making regular monthly payments as determined in the terms and conditions of the loan.
  4. Enjoy continuous access to funds that fall within your credit limit.      

Conditions apply

Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative.